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The world of payments changes rapidly

Consumer demands are increasing, margins are getting smaller and the competition is increasing. This rapidly changing market requires a high level agility while maintaining the best possible security and operational excellence. Visma connect can provide you the ability to do so with our top-of-the-line infrastructure and years of experience in critical data processing.

The world of payments changes rapidly

Consumer demands are increasing, margins are getting smaller and the competition is increasing. This rapidly changing market requires a high level agility while maintaining the best possible security and operational excellence. Visma connect can provide you the ability to do so with our top-of-the-line infrastructure and years of experience in critical data processing.

VISMA Connect Critical Payments Solutions supports your payments business challenge on-demand

VISMA Connect Critical Payments Solutions supports banks, FinTechs, enterprises and processors to innovate and operate payments services and market connectivity. VISMA Connect delivers fast and more flexible for less, but always with the highest standards of security, compliance, availability and performance.

 

 

Our SaaS solutions offer you a world class IBM Payments Processing Platform based on IBM technology together with SWIFTNET (instant) access, hosted from the Netherlands.

Whether you are a bank, enterprise or FinTech, you are required to do more, faster for less, while maintaining compliance and operational excellence. At the same time your direction of travel has become more uncertain as developments and number of competitors are increasing, demanding agility. VISMA Connect Critical Payments Solutions offers you that agility and flexibility, at the same time guarantees the highest standards on operational excellence, security and compliance.

VISMA Connect Critical Payments Solutions supports your payments business challenge on-demand

VISMA Connect Critical Payments Solutions supports banks, FinTechs, enterprises and processors to innovate and operate payments services and market connectivity. VISMA Connect delivers fast and more flexible for less, but always with the highest standards of security, compliance, availability and performance.

 

 

Our SaaS solutions offer you a world class IBM Payments Processing Platform based on IBM technology together with SWIFTNET (instant) access, hosted from the Netherlands.

Whether you are a bank, enterprise or FinTech, you are required to do more, faster for less, while maintaining compliance and operational excellence. At the same time your direction of travel has become more uncertain as developments and number of competitors are increasing, demanding agility. VISMA Connect Critical Payments Solutions offers you that agility and flexibility, at the same time guarantees the highest standards on operational excellence, security and compliance.

Examples uses cases offered as SaaS:

    • SWIFTNET connectivity and back-office integration
    • Technical Service Provider for Third Party Providers (TPPs) for speedy launch of innovative services based on Bank PSD2 Access-to-the-Accounts services (as well as making compliance with TPP license requirements easier)
    • Bank Payments back-office processing and connectivity (SEPA Instant Payments, Credit Transfer, Direct Debit)
    • Progressive payments transformation for banks
    • and many more services

 

This is what we offer you

 

Payments Processing Solutions available on demand

We bring you new business value fast-to-market as a service.

Critical infrastructure with a ‘no compromise’ design, delivery and run

We offer you scalability at 100% availability, real time, secure and compliant.

You pay and innovate as you grow

We give you maximum flexibility.

4 reasons to choose for us:

 

1. Speed-to-market

for proofing and launching new payments services (alone or in collaboration with partners)

2. Easy connectivity

to banks, FinTechs, Clearing and Settlement Mechanisms, European Central Bank (TIPS, TARGET2)

3. Cost efficiency

and pay-as-you-grow

4. Maintaining the highest standards

in security, compliance, availability, performance and operational excellence.

Our services, your benefits

VISMA CONNECT Critical Payments Solutions offers you the following services that will support you in achieving your payments business challenges.

For banks

  • Payments Processing and Connectivity services as SaaS
  • Types: SEPA Instant, Credit Transfer, Direct Debit
  • Powerful capabilities for bank and eco-system integration
  • Open architecture allows easy customization, processing other payments types, progressive transformation
  • Payments data warehouse and analytics
  • SWIFTNet (Instant) access
  • High availability (24/7), high performance (up to 4000 tps), low latency (real time)
  • 24/7 Service Desk, incident, recovery & problem management
  • Maintenance and compliance
  • Standardized agile customization process, from PoC to Production, leveraging our payments knowledge

    For FinTechs and Third Party Providers

    • Technical Service Provider for Third Party Providers (TPPs) for speedy launch of innovative services based on Bank PSD2 Access-to-the-Accounts services (as well as making compliance with TPP license requirements easier)
    • Payments Initiation, Processing and Connectivity services as SaaS to deliver new payments services as proof of concept or in production
    • Types: SEPA Instant, Credit Transfer, Direct Debit
    • Open architecture allows easy customization, processing other payments types
    • Payments data warehouse and analytics
    • Powerful capabilities for internal system, bank and ecosystem integration
    • High availability (24/7), high performance (up to 4000 tps), low latency (real time)
    • 24/7 Service Desk, incident, recovery & problem management
    • Maintenance and compliance
    • Standardized agile customization process leveraging our payments knowledge
    • SWIFTNet (Instant) access

     

        For enterprises (e.g. corporates, web merchants, insurance companies, governmental departments)

        • Payments Initiation, Processing and Connectivity services as SaaS
        • Types: SEPA Instant, Credit Transfer, Direct Debit
        • Open architecture allows easy customization, processing other payments types
        • Payments data warehouse and analytics
        • Powerful capabilities for internal system, bank and ecosystem integration
        • SWIFTNet (Instant) access to initiate payments and receive statements via one channel
        • High availability (24/7), high performance (up to 4000 tps), low latency (real-time), powerful integration capabilities
        • 24/7 Service Desk, incident, recovery & problem management
        • Maintenance and compliance
        • Standardized agile customization process, from PoC to Production, leveraging our payments knowledge

        World class platform, technology and support, on-demand from the Netherlands

        VISMA Connect’s Critical Payments services is based on IBM’s market leading payment platform FTM that is used by 70+ banks and payment processors (CSMs). This platform runs on an IBM Linux based mainframe infrastructure deployed in two separate data centers supporting the highest requirements with respect to high availability, latency as well as security.

        Payments Platform

        • Ability to support of all payment types from one single platform, including SCT Inst, SCT, SDD, international payments as well as domestic payment schemes.
        • Ability to support and integrate with new Open Banking and PSD2 initiatives as well as enable collaboration with partners.
        • Ability to cover the full payment life cycle from origination till connectivity to financial networks like SWIFTNET and SWIFTNET Instant (upcoming).
        • Flexibility to support customer specific (real time) processing and integration based on configurable process flows and plug-and-play integration capabilities.
          Powerful monitoring, reporting and analytics capabilities on top of payments data warehouse.

          Infrastructure

          • Hosted from two data centers in the Netherlands with full fail-over without discontinuity in processing.
          • Supports highest requirements with respect to availability (>99.999%), continuity, latency and scalability (tested at 4,000 tps).
          • Implementation of updates (application and infrastructure) without disruption of service.
          • Highly secure through HSM based encryption of all data (stored as well as exchanged with other systems).
          • Meets all compliancy requirements from the industry (Swift CPS) as well as authorities (GDPR, central bank oversight).

           

              Operations & Support

              • 24/7 service desk, incident-, recovery & problem management
              • Regular updates to maintain compliant with latest changes from Swift, payment schemes as well as authorities (e.g. GDPR).
              • Top level SLAs tuned for business-critical transactions (including reporting)
              • Leveraging VISMA Connect’s proven track record in processing large volumes of business-critical messages.
              • Leveraging VISMA Connect’s professional organization and processes around change management, operations and security organization.
              • Leveraging VISMA Connect’s certifications from audits by official certification bodies.

              We are ready to engage

              We offer several engagement models that allow you to choose what suits you best. Whether it’s a demonstration workshop with your key business and technical stakeholders to explain and demonstrate the details of our services, a detailed proposal or a proof of concept (PoC) in case you want to demonstrate a new payments service (or use of). In case you decide to entrust us with the development and implementation of your (new) payments processes and/or market connectivity on our SaaS environment, we establish an agile implementation team of payments experts that closely collaborates with your organization until launch. And beyond, when you need to adapt to the ever-changing market. We are ready to help you develop and operate payments services and market connectivity, with the highest standards of security, compliance, availability and performance.

              We are ready to collaborate with you.

              Blog

              Visma Connect News

              This is the place where you can read our company updates and news regarding our products and services.

              3 challenges in implementing the PSD2 APIs

              As a follow-up on my previous article on the diversity of the PSD2 APIs as published by four Dutch banks, this article will dive deeper into some of the challenges that present themselves when implementing these APIs.Specifically, the error codes in the non-happy flow...

              Dutch PSD2 Bank API’s: diversity in rules and standardization

              The revised European Payment Services Directive (PSD2) has finally been implemented in the Netherlands. The bank API sandboxes are now live and licensed Third Party Providers (TPPs) should be able to start using PSD2 APIs from September onwards. A first assessment of...

              PSD2 Access-to-the-Account (XS2A) in Practice

              A year after the initial deadline, the revised European Payment Services Directive (PSD2) has finally been implemented in the Netherlands. With the new legislation passing the Dutch Senate late last year and the EBA Regular Technical Standards ready to be implemented...

              European Business Process Institute becomes Visma Connect

              Visma has acquired European Business Process Institute (EBPI), a specialist in qualified information chains in the Netherlands. EBPI will go under the name Visma Connect, strengthening Visma's position in governmental and financial services in the Dutch market.  ...

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              Would you like to know more about our Payments services? Please do not hesitate to contact us.

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